Contrasting effect regarding credit technology during the lenders with the same proportions
Contrasting effect regarding credit technology during the lenders with the same proportions Instead, colleagues was outlined regarding equivalent sorts of loan providers (age.grams., neighborhood banking companies) or perhaps in terms of different types of loan providers (e.grams., large industrial banking companies and you may fintech loan providers). Hughes and Mester (2019) talk about the nonstructural approach and evaluate they on the architectural approach predicated on quoting a release, pricing, otherwise profit intent behind a single globe.